It’s not the end of the beginning, I hope. No, rather, it is the beginning of the end of the year. It is October, and Halloween is but days away. The Christmas decorations have been out at the local Fred Meyer since August (I am not kidding) signaling the closing of 2012. It has been a glorious year, with me paying more in wages to fellow contractors than I made all of last year and the year before combined. That ...Continue Reading ?